Progress interest-free banks in Pakistan - Free Essay Example

Sample details Pages: 11 Words: 3178 Downloads: 7 Date added: 2017/06/26 Category Finance Essay Type Research paper Did you like this example? Introduction: This chapter high light the concept, principle and future of the Interest-free banking around the world particularly and importantly in Pakistan, which is officially; The Islamic Republic of Pakistan (www.pakistan.gov.pk). World is experiencing a large-level of growth in Interest-free banking and finance not only in Muslim countries but also in economically big Non Muslim countries like UK , USA and AUSTRALIA where Muslims are in minorities. The attraction which interest-free banking has, encouraging the world. Don’t waste time! Our writers will create an original "Progress interest-free banks in Pakistan" essay for you Create order Its unique concept of equality in profit and loss creating a charm for both, lender and borrower, to feel some sort of confidence. This research work has a great importance in respect to the progress of Interest-free banking in Pakistan. What is an Interest? Interest is a fixed charge for borrowing money. The interest that you give in order to increase the wealth of the people, does not increase in the sight of Allah; and the Zakat that you pay in order to win Allahs approval, its payers do indeed increase their wealth (Surah Al-Rome no. 39)(Shafi and Usmani, 1997, p.67). Forbidden of Interest in Islam is one of the basic Principles. Interest-free activity is depending on the same principle. An activity in which interest is involved either receiving or paying is not allowed in Islam but this does not mean that any activities which help to generate revenue are forbidden. Islam encourages every transaction which helps to generate revenue. It presents different tools to satisfy the basic spirit of business to generate a profit through different business activities. Concept of Interest-free Activity: The word interest free seems very simple but it has actually very deep impact not only on business but also on society. The problems, complications and crises society experiencing at present are because of those decisions taken by human during past. The theory, developed by West, increased the gap between rich and poor. Poor becomes the poorest and rich becomes the richest in a society. Islam tries to minimize this gap between two different classes which becomes huge due to the policies adopted by the west. A financial institution whose statues, rules and procedures expressly state its commitment to the Principle of Islamic Shariah and to the banning of the receipt and payment of interest on any of its operations (Hassan, 1999, p.60). According to Hassan, Islamic law prohibited the interest and the reason behind is; its bad effects on human life and even more on society. The history evidence that rich people always has influence on the policies. They develop such methods in b usinesses which only target the benefits of rich. Their policies focus only how to increase their wealth using the middle, lower and working class people. Concept of interest-free business is aiming to allow human to generate revenue in fair and profitable way, without exploiting the others, specially; poor. The basic principle of Islam is equality. In every part of life, Islam emphasises on the equal distribution of human rights regardless of colour, nationality and religion. Exclusion of interest from financial activities does not necessarily mean that the financier cannot earn a profit. If financing is meant for a commercial purpose, it can be based on concept of profit and loss sharing, for which musharakah and mudarabah have been designed since the very inception of Islamic commercial law (Usmani, 2005, p.10). Islam trays to develop a culture of co-operation help one another under the umbrella of goodness. Stop exploitation of rights of human for the benefits of others. I nterest is like lender charging to borrower extra money with out giving any thing in exchange. Claim extra money without putting any efforts means transfer money from needy person to the lender who already has excess money. It can be concluded in this way; transfer of money from poor to rich and this is contrary to Islamic teaching. Interest-free Banking: Interest-free banking is emerging on the world forum as viable player compeer to interest-based banking. Islamic banking has the same purpose as conventional banking except that it operates in accordance with the rules of shariah (www.islamic-banking.com). This banking system is capable of satisfy the requirement of the society during different time and this is the reason why interest-free banking system progressing. Interest-free banking appeared on the scene as prominent player almost three decades ago. But the concept of interest-free is not new; it is one of the basic principles of Islam. Quran strictly forbid the Interest (riba). Allah deprives interest of all blessing and develops charity; and Allah does not like an ungrateful, sinful person (Suran Al-Baqarah no. 276) (Shafi and Usmani, 1997,p.49). Interest-free banking using the concepts of; profit sharing (mudharabah), joint venture (musharakah), safekeeping (widiah), leasing (ijarah) and cost plus (murabahah). Every school of thoughts agreed that Quran prohibits usury, the payment and/or collection of interest. A part of inclusion of interest, Islam restricts some business those are considered unlawful (haraam) due to their nature like sell of alcohol or pork and produce media which contained pornography. In last three decades, Interest-free banking has been introduced in several Muslim countries and recently in non-Muslim countries. Iran, Pakistan and Sudan adopted and implemented complete Islamic laws of banking. Iran nationalised its bank after the 1979 revolution, in 1983 (Heffernan, S. 1998). They developed Usury-Free Banking Act which only allow the interest free transactions under the Islamic law but overseas banking operations were exempted by this act. PRINCIPLES OF INTEREST-FREE BANKING: Interest-free banking depending on rules and principles created by God. Those rules and principles came to humans knowledge through holy book (Quran), sent by God, and his messenger (Muhammad, PBUH) Interest (riba) Interest is the extra money a borrower paying to the lender because he/she used his/her money. Interest is a fixed rate charged by lender on his/her money with the consent of borrower. The basic criticism on interest is; lender is not sharing loss with borrower. Although lender only asking fixe interest on his/her money in case of huge profit. Non-conventional banking system depends on; the share of both in any case, either profit or loss. Gharar and Maysir Uncertainty (Gharar), speculation (Maysir) or anything which leads to injustice or unfair with any one due to any transaction is prohibitive according to Shariah laws. Gambling is not allowed in Islam. Unethical business Islam is a religion for every human. It always tries to create a peaceful, friendly and ethical environment in the whole society. Islam does not allow any transaction which involves anything like alcohol, illicit drugs and tobacco. FUNDAMENTAL OF INTEREST-FREE BANKING Islamic commercial law is actually based on four basic principles. The fundamental of first Islamic business principle is profit and loss sharing, the second is based on fixed service fees and charges; third is based on free of cost and no charges. The other principles are changing with the situation of the business and its operation (Bellalah and Ellouz, 2004). The overall concept regarding interest-free banking among the people is that such banking system is not for commercial transactions. This is completely a wrong concept. Shariah presents the different tools through which commercial transactions can be performed successfully. Musharakah (partnership) Sharing is the literal meaning of musharakah. In the context financial meaning, it is joint enterprise; where all the partners of the business share profit or loss of the joint enterprise. It means a financier in non-conventional system can suffer a loss. Under the interest-based system or conventional system a bank who allows industrialist and/or trader to use depositors money for the business. As a result of good profit in a business depositor only gets the fixed rate of interest on his deposit regardless of how much borrower earn with the help of depositors money. The other possibility in business is loss but depositor is not contributing in loss. He/she only interested in their fixed share. On contrary Islam clearly mentioned that financer must have to participate in both, profit and loss. It is being summarised from the above that industrialist/trader has to share the profit with the depositor and it will provide a benefit to common people rather than rich. Mudarabah (trust financing) Mudarabah is a special kind of partnership where one partner gives money to another for investing it in a commercial enterprise (Usmani, 2002). 1st partner or investor called rabb-ul-mal and the 2nd partner who does the management part of the business called mudarib. 1st partner has no right to participate in the management; in case of loss in this type of business, he is also not sharing it as he has not invest any thing unless any negligence and dishonesty found at his part. He will only be responsible for that loss. It is being observed and experienced that there are some areas where musharakah and mudarabah does not fulfil the economic requirement of the business. In this case interest-free banking develops some new areas under the guidance of Islamic rules to satisfy the financial needs of the business. Murabaha (cost plus financing) In murabaha mode of financing, the seller discloses the actual cost he paid to get the particular commodity and plus his share of profit in it. This share of profit may be based on either a percentage or could be a fixed lump sum amount. Bai-muajjal (deferred payment sale) In this contract of sale parties agree that the payment of price shall be deferred. This selling price could be more then the actual cash price, need to be decide at the time of sale. Payment date can be specified in different ways like two months after the sale or 90 days etc. Ijara (leasing) Ijara is a contract in which the owner of a product transfer its usufruct to some other person on the basis of mutually accepted considerations. Quard Hassan Quard Hassan means beneficial loan. Chapra has defined it as a loan which is returned at the end of he agreed period without any interest or share in the profit or loss of the business. Compatibility of Interest-free banking with Conventional banking: Like interest-based banking, interest-free banking system also has a same motive and practice. Except that interest-free banking works under the Shariah laws which strongly prohibited the involvement of interest and recommend the sharing of profit and loss between contracted parties. As a result of this, new concept being introduced called Profit-Loss-Sharing (PLS). The products which interest-based banking system offers; like current accounts, saving accounts, insurances, and mortgages are more or less same but the element of interest is being treated in different way. The practice of fixed interest rate in conventional banking system is the difference between two systems. The practices and situations are not so different from conventional banking such as the cost of funds are closely related to interest rates and guarantees are nearly as important in Islamic banks as they are in the conventional banks (Hassan, 1999). Political and religious matters play very important role either to transform the whole financial system of the country into Islamic financial system at once or implement it step by step and gradually. As world experienced in Iran; 1983 Usury Free Banking Law completely replaced the interest-based banking system. Iran has 98% Muslim population (www.cia.gov) and the response they got from the people was quite positive. Sudan also implemented the interest-free banking system with Iran. Conventional banking system very strongly implemented and penetrated all over the world before the interest-free came on the scene of financial pages. It is still not easy for non-conventional banking system to make a place to breath. Due to these situations some Muslim and Non-Muslim countries are adopting the interest-free banking system with conventional, which is already exists, banking system. Bahrain and Malaysia are the examples. Such a dual system creating an opportunity for the people to invest either in conventional or in interest-free system or e ither get benefit of both systems. Due to successful approach of such parallel system of banking; Malaysia became the hub of interest-free banking. This premature dual system is an important and positive break to the world economy and it could move towards greater Islamization. Regardless of such performance interest-free system is still significantly smaller than conventional system. Hard work needs to be done to get the desire results and compete the conventional banking system especially during this crises time. Empirical research Interest-free banking and its implementation: Interest-free banking is still living its early life but that is not to say that such concept is completely new and never being tried before in the world. In Malaysia during mid-forties and during mid-fifties in Pakistan this interest-free system were being tested but due to some reasons neither of it survived. The Conference of the Finance Ministers of the Islamic Countries held in 1970 at Karachi and 1st International Conference on Islamic Economics in 1976. Next year in 1977 International Economic conference in London became the reason of Interest-free banking system. This was the time when the demand of implication of theory in practice became stronger. 90% of the population in Pakistan belongs to Muslim religion. Among those 70% are Sunni Muslims and 20% are Shia Muslims. In 1979, the first part of the economic reform began in Pakistan and Zakat was imposed on all savings accounts. The issues were raised; 1st the banks are not the custodians of the money thats why banks can not distribute the Zakat, 2nd who will provide the surety that the money will be delivered to deserving people. Apart of the above, Shia Muslims have their own way to distribute the Zakat and thats why government of Pakistan separate them from this process of Zakat deduction. Now every Shia Muslim has to submit the declaration about their religion as a Shia Muslim and then the banks eliminate them form the Zakat deduction process. During mid 80s, General Zia-ul-Haq was President of Pakistan, non-conventional banking system being introduced. Continue Assets held by fully Shariah-compliant banks or interest-free banking windows of conventional banks, rose by 28.6%, to $822bn from $639bn in 2008. This is in striking contrast to The Bankers 2009 Top 1000 World Bank Rankings released in July, which showed annual asset growth of just 6.8% at conventional banks. (www.ameinfo.com) The Islamic finance industry continues to build a solid track record: the compound annual growth r ate for 2006-2009 is 27.86%, with assets forecast to hit $1033bn in 2010. (www.ameinfo.com) Challenges to Interest-free banking: We are getting to the point that we are holding informal talks at an early stage with clients and we help them explore whether there are viable Islamic options in the syndications market or with capital market instruments says Khan ( Everett-Heath, Tom) Issues and Problems facing Conventional banking: Policies and Laws are being developed for the benefits of state and people. Departments either Government and/or private establish under the policies and laws of the country. Same procedure applies on banking industry. Sound banking system reflects the stability of the economy in any country. Islamic bank embraces the philosophical underpinning of ethical banking which is the quest to make a market in money, but not to make money in the market (Green, 1989). The basic concept of interest-free banking is to operate business on the basis of demand rather then the need of the society and people. It is being observed; their businesses are mostly in those areas where demand is high. Need of the people is not the priority in interest-based banking. Their decisions are not always in favour of society, infect they only focused on the profit generating options. This is one of the problems which unbalanced the society and increase the gap between, rich and poor, two classes. It is a ge neral opinion among the bankers that the global financial crisis accelerates the interest in interest-free banking among the people and it provides a chance to interest-free banking system to capture the market. This opportunity is only arises because of the problems in interest-based banking system. In the second quarter the industry lost $3.7 billion, credit quality dropped to all-time lows, the troubled-bank list reached a 15-year high and federal reserves backing deposits fell to their lowest level since the savings and loan crisis (Adler, Joe). How Interest-free Banking deal with these problems and issues: Interest-free banking works on the basis of profit and loss-sharing which brings social and economic benefits to borrowers, lenders and communities. Welfare of society through promotion of equity and facilitate the poor by providing the credit. This step generates more business activities, the opportunities of job and assists the common people to earn some income. Abdul Gafoor (2003) mentioned that Interest-free banks have been using their energies in charity works. Directly or indirectly they are financing those projects which are under control of charity organisations for the purpose to help the needy and deserving member of the society. The vast majority of shariah-complaint institutions have been conducting their business in a conservative manner, and they avoided credit derivatives and other complex structured assets that turned toxic for interest-based banks Al-Yousuf says (GCC Regional Report). Investors are looking towards interest-free banking and it is very important f or bankers to learn lessons about good banking. Al-Yousuf emphasises that we have to understand the fundaments of credit concept and requirement of our customers. He added; the ability of income-generating and capital appreciation; attracted the investor towards this newly presented system of banking. During early eightys Islamic banking were trying to entre in Non-Muslim countries and Equality in every part of life established balance among different things. The concept of distribution of profit is creating a difference between two systems. Reference: Abdul Gafoor, A. L. M. 2003. Meeting the financial needs of Muslims: A comprehensive scheme, International Journal of Islamic financial Services, 5(3):29-36. Adler, Joe. American Banker, 8/28/2009, Vol. 174 Issue 164, p1-3, 2p graphs; (AN44080593), Business Resource Premier. Bellalah, M. and Ellouz, S. (2004) Islamic Finance, Interest Rates and Islamic Banking: A Survey of the Literature. Finance India, 18, pp. 533 Everett-Heath, Tom. MEED: Middle East Economic Digest, 12/110/2004, Vol. 48Issues 50, p41-42, 2p, 2 color; (AN 15583031), Business Source Premier. Green, C. F. 1989. Business ethics in banking, Journal of Business Ethics, 8: 631-634. Heffernan, S. 1998. Modern banking in theory and practice Banking structure around the world, pp115. John Wiley and Sons. Hassan, M. K. (1999). Islamic banking in theory and practice: The experience of Bangladesh, Managerial Finance, pp.60. Shafi, M. Taqi Usmani, M. (1997) The Issue of Interest, Pakistan, Darul Ishaat Taqi Usmani, M. (2005). An Introduction to Islamic Finance, Pakistan: Maktaba MaAriful Quran Taqi Usmani, M. (2002). An Introduction to Islamic Finance, Arab and Islamic Laws Series Kluwer Law International, pp.12. Hamid, S. A. 2006. Philosophy and practice of Islamic economics and finance. [online] URL: Accessed 15th November 2009. Online Reference: Available on: https://www.pakistan.gov.pk/ [Assessed on 4th November. 2009] Available on: https://www.islamic-banking.com/what_is_ibanking.aspx [Assessed on 18th November. 2009] Available on: https://www.cia.gov/library/publications/the-world-factbook/geos/ir.html [Assessed on 19th November 2009] Available on: https://www.ameinfo.com/214968.html [Assessed on 26th November 2009] Available on: https://web.ebscohost.com/ehost/pdf?vid=16hid=8sid=ade97da4-867f-45ac-be43-8423498e48ec%40sessionmgr10 GCC Regional Report July/August 2009 by Gordon Platt, Islamic Finance. [Assessed on 21st November, 2009]

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He lashed out against the Hoover administration for high tariff policies, but by the end of the campaign, no real difference separated the candidates on the tariff issue. In his speeches he said he would increase aid to the unemployed, but he would slash federal spending (Leuchtenburg 10).One of the New Deal administrators reflected subsequently: â€Å"Given later developments, the campaign sp eeches often read like a giant misprint, in which Roosevelt and Hoover speak each other’s lines† (qtd. in Leuchtenburg 11). However, Hoover’s handling of the economic crisis and many other issues virtually assured Roosevelt of the Presidency. In his inaugural speech, Roosevelt said â€Å"This nation asks for action, and action now†¦. We must act and act quickly† (qtd. in Schlesinger 1). This address was also where his famous quote â€Å"The only thing we have to fear is fear itself† was uttered (qtd. in Freidel 93) The first part of the New Deal happened in the first three months of his presidency, which became know as the hundred days. The first objective of the new administration was to get the banks on a more firm footing. On his very first night in office, Roosevelt directed his Secretary of the Treasury to draft an emergency banking bill, and gave him only five days to get it ready. On March fifth he proclaimed a national bank holiday to c lose the banks. On March ninth the Emergency Banking Act was passed by both houses of the Legislature with little debate and was signed by the President that night. The emergency measure extended government assistance to private bankers to reopen banks, gave the President complete control over gold movements, penalized hoarding, authorized the issue of new Federal Reserve bank .u9037c2b29f293cb0f4fff353da211118 , .u9037c2b29f293cb0f4fff353da211118 .postImageUrl , .u9037c2b29f293cb0f4fff353da211118 .centered-text-area { min-height: 80px; position: relative; } .u9037c2b29f293cb0f4fff353da211118 , .u9037c2b29f293cb0f4fff353da211118:hover , .u9037c2b29f293cb0f4fff353da211118:visited , .u9037c2b29f293cb0f4fff353da211118:active { border:0!important; } .u9037c2b29f293cb0f4fff353da211118 .clearfix:after { content: ""; display: table; clear: both; } .u9037c2b29f293cb0f4fff353da211118 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .u9037c2b29f293cb0f4fff353da211118:active , .u9037c2b29f293cb0f4fff353da211118:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .u9037c2b29f293cb0f4fff353da211118 .centered-text-area { width: 100%; position: relative ; } .u9037c2b29f293cb0f4fff353da211118 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .u9037c2b29f293cb0f4fff353da211118 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .u9037c2b29f293cb0f4fff353da211118 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .u9037c2b29f293cb0f4fff353da211118:hover .ctaButton { background-color: #34495E!important; } .u9037c2b29f293cb0f4fff353da211118 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .u9037c2b29f293cb0f4fff353da211118 .u9037c2b29f293cb0f4fff353da211118-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .u9037c2b29f293cb0f4fff353da211118:after { content: ""; display: block; clear: both; } READ: Manifest Destiny Essay

The Past Essays - Spirituality, Culture, Religion,

The Past The past is the root of the present whereas the present is the seed of the future; the pastness of the past has its present too. If the present is the culmination of the past, it is also the take-off stage for the future. Obviously all the three have an organic relation whether we take them from the point of view of human life, nature or human institutions. Human life, during its evolutionary course, leaves behind a trail, a beaten path, a tradition, or the tradition which crystallizes itself into the culture of that nation. Otherwise also the abortive efforts of the past make the persons wiser, experienced and better equipped for action; the successful adventures inspire us to do our work enthusiastically. Similarly Nature, as it is, has retained much of ancient character though it has been evolving all through. Nature, in no case, can be considered something amorphous, transient and for the present only. Similarly human institutions of the past and the future have a clao se relation with the present, for example, religion, which had been dominating not only the life but also the thinking of the people in the past has been reduced to the level of a private affair. There is a possibility that religious outlook, with a greater emphasis on moral virtues, may assume a greater significance. Religion, some think, alone can solve the problems of the world. S. Radhakrishnan once said, "Irreligion is our malady, religion is only cure." The past, the present and the future cannot be studied in a state of isolation.

Easy Rider essays

Easy Rider essays Easy rider characterizes the spirit of the sixties by involving freedom, dreams, and struggle. Peter Fonda plays Wyatt a 20-something purpose seeker along with his best friend Billy (Dennis Hopper), a true Californian hippy. Like many others these two friends set out on a trip to discover true America; to discover them selves. Funding their trip was a quick drug deal with some Mexican dealers. The main message of this film is that people are scared to live or to see others live. That difference threatens people and their action is to get angry and violent, as the film expressed numerous times. Violent acts portrayed by common comfortable country people. This film is relevant today, because of that. Everywhere you go you are going to find similar people that are impartial to change and feel threatened by freedoms of others and how others express it. Jack Nicholsons character, George Hansen, a part time lawyer/alcoholic said it very well, They can talk to you and talk to you about individual freedom but once they see a free individual it scares them. Wyatt and Billy met George in jail after they illegally joined a parade through a small town in Louisiana. Georges quote is ironic considering that just a few hours after he said it he ends up beaten to death from expressing his individualism. I think this movie was pivotal because it didnt sugar coat the true events that took place in the sixties. People were angry and they acted on it, people struggled for food and struggled for purpose in there lives and the film portrayed that clearly. The film had a good response on myself because it broke down the cliche sixties stoner happy decade by focusing on the violence and anger that also occurred in that time. The theme was emotionally impressing to understand the truth about the sixties. Easy Rider was typically well received by younger society; mainly because of the heavy drug content. Bu ...

Case study K-12 Education common core standards

K-12 Education common core standards - Case Study Example The common core standard system will establish objectives that the education sector should achieve within a certain timeframe. After the period of execution, they will provide a reference point for performance evaluation. In essence, the common core standards system will have provided a framework for performance evaluation in the education system. Performance evaluation is imperative in any sector since it reveals to the different stakeholders the impacts of the existing strategies. Despite having all the right intentions, the common core standards system may be counterproductive if undertaken unilaterally (Oros, 2007, p. 297). The process of establishing standards should be all-inclusive to ensure that educators and school administrators also contribute to the creation of the educational standards. In addition, the implementation should also involve the educators and administrator who are well versed with the challenges of implementing any education policy. The common core standards system will establish a mentality that the stakeholders have to keep improving if they are to remain relevant in the education system, which will be beneficial to the students, and the education system. Overall, the common core standards system is a noble educational system whose success will depend on the implementation and acceptance in the learning

A, Critically explain an account for the equitable maxim equity will Essay

A, Critically explain an account for the equitable maxim equity will not assist a volunteer and B, Critically explain an account for the differences between equitable and common law remedies - Essay Example A donatio mortis causa is where property is transferred to another in expectation that the maker will be dying soon after the item has been transferred. The transfer is conditional that the death is imminent. Such a gift is effective form the moment it has been made subject to the death of the testator soon after making the bequest. The gift is classed as an inter vivos gift such that if the testator does not die as expected the gift will be revoked. Blackstone talks of donatio mortis causa as occurring when a person ‘in his last sickness, apprehending his dissolution near, delivers or causes to be delivered to another the possession of any personal goods to keep in case of his decease’. Swinburne identifies 3 types of donatio mortis causa, these being a gift in anticipation of death, a gift moved by imminent danger which takes effect immediately and a gift where a person in peril of death gives something to the donee that only becomes the property of the donee if the donor dies. The Lord Chancellor disagreed with this stating that only the first of these was a donatio mortis causa. The Lord Chancellor made the comment that the second type would be an inter vivos gift whilst the third type would be a testamentary disposition. ‘for an effectual donatio mortis causa three things must combine: first, the gift or donation must have been made in contemplation, though not necessarily in expectation, of death; secondly, there must have been delivery to the donee of the subject-matter of the gift; and, thirdly, the gift must be made under such circumstances as shew that the thing is to revert to the donor in case he should recover’ As a result of cases such as Sen v. Headley2 the courts have adopted a different approach to the application of donatio mortis causa. The new conditions require that the gift was made in contemplation of death, rather than expectation; that the gift is made subject to the condition that it will only

NHS Care Records Service Failure Case Study Example | Topics and Well Written Essays - 1750 words

NHS Care Records Service Failure - Case Study Example This would have allowed for ease of treatment, while at the same time allowing for easier and convenient collection of health data for research and planning by the health department (NAO, 2006:7). Further, the involvement of several local service providers through contracting four different firms was a noble idea, since it was meant to forestall the complete delay or failure by a single service provider. However, the major weakness associated with this strategy of contracting is that the different local service providers would easily fall out of the central monitoring of the Department of Health and the relevant agency (NHS Connecting for Health Agency (CfH), resulting in the failure of the programme due to weaknesses in coordination of the multiple implementers of the programme (King & Crewe, 2013:24). The Contingency Theory of Management provides that managers make decisions regarding issues facing an organization based on the situation at hand, as opposed to the application of a ’one-fits-all’ approach (Seyranian, 2009:153). Thus, according to this theory, a manager will take a management decision based on the most important aspects facing the organization at the moment. Therefore, this theory provides that different managerial positions will demand a different form of approach while making decisions for the organizations. For example, while a manager who is responsible for managing a higher institution of learning such as a university may prefer to apply a consultative approach, a manager managing a military camp will mostly be suited to adopting an autocratic approach (Seyranian, 2009:155). Thus, the NHS Care records service failure is an example of a management situation where the Contingency Theory of Management became applicable. The National Programme for IT (NPfIT) was dismantled in June 2013, after a period of more than 10 years in operation, having not satisfactorily delivered the targeted objectives of the program (CAP, 2013:5).

Thomas Nagels Moral Luck

Thomas Nagels Moral Luck The concept of moral luck has been assessed by many forbearers, It is the idea that that the actions people make depend on factors out of their control, yet we continue to treat them as the object of moral judgment. In Nagels Moral Luck, Nagel identifies the problem moral luck as a conflict between our actions and principles that most share about mortality. He brings up a plausible idea that people cannot be morally judged for what is not their fault, or by factors that are out of their control. Although we know that there are certain things in life we cannot for see, we do make moral judgments about people based on factors out of their control. Suppose a drunk driver kills a child, we would call him a murderer but if the little girl had not been playing on the road at the wrong time we would call him a fortunate driver. On the other hand, when someone tries to do something noble like save someone from a burning building but drop them which causes them to land to their death, the act was still good in and of its nature but people will not give him the same admiration if he would have saved the person successfully. The unfortunate rescuer could not have for seen any obstacles in her rescue. Nagel sees this as, the problem of moral luck. A persons moral standing should not be affected by luck or chance, and the fact that luck plays such an essential role in determining whether a person is good or bad, morally, in the eyes of his peers is an inaccurate judgment. We may wonder if the problem Nagel presents is better thought of as a problem of luck or if its really about control. Nagels concern is whether luck plays a role in determining a persons moral standing or things that are out of ones control are affecting her moral standing. The answer is both. Luck should be present where control is lacking; they are one in the same. This is significant because although we may call it luck with lack of control there are times when we have some idea of what will happen. For example, if the sun rises tomorrow, it will be completely of anyones control but we wouldnt go so far as to say we are lucky that it happened, there is a likelihood that it would happen regardless of anyone having control over it or not. The problem with moral luck is that there are times when luck does, in fact, make a moral difference. Two kinds of differences discussed in Nagels essay. The first is the case of the unfortunate driver, (the driver who killed a child) is no worse a person than the fortunate driver. Likewise, as we cannot hold the fortunate driver responsible for the death of a child we cannot hold the unfortunate driver responsible for the death of the child since they were just made different by luck. The question of moral worth then comes into play. Does luck make a difference in a persons moral worth, or in what one is morally responsible for? It is not quite clear which side Nagel is taking. He briefly refers to the problem of moral luck as a fundamental problem of moral responsibility, but mostly, his worries are about blame. Will the unfortunate driver himself be rated morally worse than the fortunate driver? Nagel indulges in both ideas, asking if the unfortunate driver is more to blame and if he is a worse person than the fortunate driver. Although these questions are asked inseparably, we cannot make sense of the idea of holding someone morally responsible of killing when they have not and lowering their moral rating. Essentially, there is very little that occurs in our lives that we have full control of the outcome so how can we place an accurate moral judgment on an individual that has no complete control of the outcome of their decisions. Nagel points out that there are four different types of luck that play into our moral decisions. The phenomenon of constitutive luck is what kind of a person you are, not only what you do deliberately but what you are inclined to do and what is in your nature. Another is luck of circumstance which is the kinds of problems and situation one encounters. The last two have to do with causes and effects of actions. Luck in the way ones actions and projects turn out and luck in which how one is determined by past experiences.

Comparing Beggar Woman by William King and To His Coy Mistress by Andre

Comparing Beggar Woman by William King and To His Coy Mistress by Andrew Marvell 'Beggar Woman'(William King) and 'To His Coy Mistress'(Andrew Marvell) are two poems written in the 17th century when society was very different to how it is today: women had no status, rights, or independence. All aspects of society were male dominated, they ruled, and so all laws and acts were in the favour of males. The poems are great examples of how society was when they were written, they also mirror the roles each gender played in the various aspect of life, the males active and controlling, the women passive, and they had to be compliant. At the beginning of this poem, there is a description of a gentleman out hunting, which is an upper class activity, as they are the only people who could afford to take part in such an expensive activity, also by the fact he is described as a 'Gentleman' suggests he belongs to the upper class or 'Gentry'. The 'Gentleman spots the 'Beggar Woman' and she is described as 'game', because really to the man that is all she (the Beggar Woman) is, due to her gender and social status. When he wants the Beggar Woman's attention he addresses her as 'mistress' which shows respect, yet not so much as to call her a lady, just enough to keep on the right side of her until he gets what he wants, I think. The man then proceeds to issue commands to the lady, due to his class and gender this, at this period in time was socially accepted. The man thinks that the woman is going to give him what he wants, sex; however, the situation he is left with the end is very different to the outcome he hoped, and from his view, probably considerably greater commitment than he had hoped for. Aside for the obvio... ...ionship, both women I assume, would rather not be in their respective positions. Many of the attitudes expressed in the poem are understandable such as the Beggar Woman's views, as shown at the end of 'The Beggar Woman' may have been revolutionary and uproarious at the time, are now seen as the correct and fair way to do things. However this is the only view in the poem I find acceptable, the rest I find dated such as, as I have explained the class divide, and also the sexual inequalities, women being treated as a inferior species almost. Still many of the views etc. expressed in these poems are applicable today, the 'Carpe Diem' attitude is still adopted, rather foolishly I think, by many young people. The modern reader of the poem should learn from the way some things were how not to do things again, to learn from the mistakes of previous generations.

Montessori Method and Child

The sequence of exercises through which the child is introduced to group operations with golden beads. â€Å"If education is always to be conceived along the same antiquated lines of a mere transmission of knowledge, there is life to be hoped from it in the bettering of man’s future† (Maria Montessori – The discovery of the child) Dr. Montessori recognized that children are born with a particular kind of mind, one that is naturally inclined towards order.This ‘special’ mind is what gives humans the ability to make judgments and to calculate; it is how we have progressed in fields such as engineering and architecture. Dr. Montessori called this ‘the mathematical mind’ – a term borrowed from the French physicist and philosopher Blaise Pascal. Montessori felt that, if we are to support development, then we must offer mathematics at an early age since this is the kind of support that is appropriate for the kind of mind that we have. S he observed: Great creations come from the mathematical mind, so we must always consider all that is mathematical as a means of mental development. It is certain that mathematics organizes the abstract path of the mind, so we must offer it at an early age, in a clear and very accessible manner, as a stimulus to the child whose mind is yet to be organized. ’ (Maria Montessori – The discovery of the child) Dr.Montessori believed that children pass through sensitive periods when they possess a unique and amazing aptitude for learning; to take advantage of these sensitive periods, we must prepare environment to simulate their particular interests and allow them to exercise their innate ability to learn. I began to understand to that the shelf-works are actually the practical life and sensorial exercises that are as necessary as the materials insolated qualities physically and prepare the children before they begin the mathematics learning.From the course manual and the var ious reading materials, I began to discover some important elements that will lead the children to progress mathematics learning from concrete to abstract using Montessori methods in teaching. These elements are:1) The Montessori Sensorial materials and Exercises 2) The Practical life materials and Exercises 3) The unique Montessori mathematics curriculum and materials When we think of Montessori Mathematics, we cannot just consider math materials only because sensorial training is of great importance in teaming the basics of mathematics.The entire sensorial materials for dimension (knobbed cylinders, pink tower, broad stairs and long rods) are in sets of ten. When the child works with the sensorial materials, he is indirectly learning the units of measurement, the ‘tenness’ in the materials. For example, when the child has mastered the arrangement of the long rods, he has a sensorial basis for counting tens. The long rods are identical top the number rods: the child al ready has an impression and is familiar with the long rods which make learning concepts of 1-10 easier when the child is being introduced to number rods.The long rods act as an indirect preparation for a more advanced activity. Dr. Montessori stated that the long rods provide an absolute and a relative concept of numbers. As the children handled and compared would help them to various combinations and contracts. (The Discovery of the Child, Pg. 264) The sensorial exercises are based on a logical learning sequence. It goes from the concrete to the abstract an example of geometry: In the traditional system, when we introduce ‘triangle’, we would show children a plane figure enclosed by 3 straight lines but is quite an intellectual concept and children are being ‘told’ then ‘discover’.However, Montessori Method introduces the triangle in the form of solid wooden insets which can be taken out and fitted into corresponding wooden sockets. When the c hild ‘tough’ and ‘see’, he forms a visual image of the object and make it easier to remember. Secondly, the child is given the ‘triangle’ printed on cards wholly filled in. thirdly, the ‘triangle’ is not filled in now, but drawn with thick outlines. Fourthly, the ‘triangle’ is shown by a thin outline only and lastly it arrives at the Euclidean Definition of a triangle, i. e. a plane figure enclosed by 3 straight lines.In this example, the child has gone through five stages before reaching the abstract concept. (The Course Manual, Pg. 73) The materials also contain a control of error, e. g. in the cylinder blocks, directress will not tell a child if he makes a mistake in placing the cylinder back, the child will make his own judgment when he discovers on his own if the cylinder will not fit in a hole that is too small, this guides him to accurate observation and also builds up the child’s perseverance skills, tha t teachers him not to give up so easily.The sensorial materials basically help the child to learn through their senses. According to Dr. Maria Montessori, there is a purpose for sensory education: â€Å"It is exactly in the repetition of the exercises that the education of the sense consists the aims of the exercises are not that the child shall know colours, form and the different qualities of objects, but that he refines his sense through an exercise of attention, of comparison of judgment. Maria Montessori The sensorial materials provide the child with plenty of opportunities to improve his attention span as the child is allowed to work with the material as long as the child’s interest may hold. The sensorial didactic materials such as the cylinder blocks, the Colour tablets, the geometric cabinet and many other exercises provide the child the skills to make comparison and judgment that are so essential to prepare the child to the next level of learning.When the children work with the sensorial materials, they are being introduced to the idealization of things and isolation of qualities. It fosters concentration and thinking skills, which develop the mathematical mind. The Practical life exercises in everyday living skills help the child to improve his fine motor skills, eye-hand co-coordination and concentration. The activities are familiar tasks to their home settings, such as pouring, transferring, sweeping or even cleaning the shoes. For example, the child begins with simple pouring exercise like pouring water into a bottle with a funnel.These simple exercises prepare the child indirectly for mathematical concepts such as volume and capacity. The practical life materials are mostly practical and creatively made or assembled by the teachers. The various exercises often begin from simple to more complexes in design and usage. Each material has a definite purpose and meaningful to the child. The directress will also observe different childrenâ€⠄¢s capabilities and arrange the shelves with activities helping to progress in their learning paths. These purposeful activities help to assist children in their development: physically, cognitively, socially and emotionally.They increase the children’s attention span, help them to understand achieving objectives through set sequence and gain a sense of â€Å"I can do it† independence. These Practical life exercises ultimately help the children with three basic mathematical skills: exactness, calculations and repetition. Obviously, the Practical Life and Sensorial activities and materials have indirectly preparing them for learning the mathematical concepts and building a strong platform of foundation even before the child begins mathematical learning. Dr.Montessori also knew that the child aged six and under learns through his senses and through movement, that is, through hands-on, manipulation. She concluded that she needed to provide mathematical concepts in a conc rete form, which would be accessible to the children's senses. A prime example is the material used to introduce the concept of quantity: the Number Rods. These wooden rods are painted in sections of red and blue so that each section represents the addition of a unit. The rod for two is therefore twice as long and twice as heavy as the rod of one; that the rod for ten is ten times larger than that for one is strikingly apparent.In traditional education, on the other hand, mathematics is taught in a less hands-on manner. The child is given the abstract symbol as a starting point. Beads on a thread may be used to practice counting to ten, but it is more often done aloud or in the form of songs. Recognizing the symbol and counting up to ten does not imply an understanding of what these numbers mean; they are simply symbols and words to be said in sequence. Furthermore, counting individual objects such as beads requires the child to make the additional mental step of grouping objects to gether in order to come up with the quantity.Far clearer is the Montessori approach of presenting the idea of the quantities as a whole using the Number Rods. As Dr. Montessori wrote, ‘When, on the other hand, in ordinary schools, to make the calculation easier, they present the child with different objects to count, such as beans, marbles etc. , and when, he takes a group of eight marbles and adds two more marbles to it, the natural impression in his mind is not that he has added 8 to 2, but that he has added 1+1+1+1+1+1+1+1 to 1+1.The result is not so clear, and the child is required to make the effort of holding in his mind the idea of a group of eight objects as one united whole, corresponding to a single number, 8. This effort often puts the child back, and delays his understanding of number by months or even years (Maria Montessori – The discovery of the child) The Montessori mathematics curriculum is organized into six groups.It begins with Group one introducing units of quantity from 1 – 10 using various concrete materials like the number rods, number cards, sandpaper numerals, spindle box, cars and counters and number games to learn the names of the numbers and repetition learning in counting from 1 – 10. The materials are designed to prepare the child indirectly for further learning. For example, the sandpaper numerals are used to teach children the name of the numbers from 1 – 10. By tracing the numerals with his fingers; he builds a muscular memory of the numerals and therefore prepare him to write numbers.The number ‘Zero’ is being introduced through the spindle box when the child learns that ‘zero’ means ‘nothing’ and he does not put any spindles into the spindle box compartment that shows the numeral ‘0’. Each topic is presented to the child individually. The teacher also uses the ‘three period lesson’ to teach the concept of the numbers 1 – 10. For Example by using the sandpaper numerals. First period: The teacher places the sandpaper numeral 1 in front of the child and says, â€Å"This is one. † She also traces 1 using two fingers. She continues with numeral 2 and numeral 3.Second period : To test if the name of the numerals is associated in the child’s mind. The teacher places both the numerals 1 and 2 in front of the child and asks, â€Å"Show me the numeral 2† and asks child to trace 2, followed by â€Å"Show me the numeral 1† and trace 1. The teacher moves on to the next stage should the child succeed in the association. Third Period : The teacher points to the numeral 1 and asks, â€Å"What numeral is this? † If the child is able to name the numerals, she replaces it with the other numerals and asks the same question.Once the child has mastered the thorough knowledge of the units, then he will be introduced to the whole decimal system, learning the names of the power of ten usi ng the bead materials which is Group two. The children are given concrete experiences with the units, tens, hundreds and thousands; and these learning are made possible and easy because of the golden beads and colorful bead stair. Montessori golden beads are golden beads of the same size, which are used to help children understand unit, quantities of tens, hundreds and thousands.A single bead comprises one unit. Ten beads strung on a wire indicate ten. One hundred is indicated by ten bars side by side, which makes a square, and one thousand is ten one hundreds staked on top of each other, making a cube. It uses sensorial approach as the different bead materials can be differentiated in depth, weight and quantity. (www. montessori. com/goldenbeads) The children will explore the quantities and place values as they count though the units, tens hundreds and thousands using the materials.As the children can see visually, making it easier for them to associate the name of the numerals wit h the quantities. With the use of the materials like the large number cards, children also begin to link written symbol with quantities. All these exercises help to prepare the children as they progress towards abstract learning later on. Next, in Group three, the child first learn with the beads and the beads are arranged vertically to help the child to associate his learning later when he is being introduced to use sequin board A to learn 11 – 19 and sequin board B to learn 10,20,30,†¦. 0. Correspondingly, the child is also using the sequin board B and the golden beads to reinforce concepts of learning numerals 11 -99. The correct number of ten bars and short bead stair provide control of error and give the child the muscular impression of the quantities. In Group four, the children are being introduced to not just addition and subtraction but also to multiplication and division. It is not yet written in the book but as a sensorial level with an interesting set-up of a banker and two players.The children will fetch the beads, large numeral cards, small numeral cards on trays, making it fun like a trading game, but most importantly, the children are learning. All the directress has to do is to guide the children, observe their learning capacities and enjoy playing in the game as well. When the children have enough learning and understanding with the operation of decimal system, the children progress on to the next level. This is Group five. Lastly in Group six, the children will begin to transit to abstraction as they move on to internalize the function of arithmetic.At this point, the children would have a good foundation practicing the individual sums with golden beads. Conclusion Indeed, the Montessori mathematics materials and methods have proven its efficiency that is necessary for laying the foundation of counting and arithmetical operations. These key elements of sensorial learning, practical life exercises and mathematics materials are imp ortant process for children to learn from concrete to abstract in mathematical learning. The child is free to explore the material for mathematics material at his own pace, without pressure.The materials are designed with their own ‘control of error’ so the child is always able to assess his own progress. He is introduced to the concepts of addition, subtraction, multiplication and division in group activities where he is given an actual concrete experience of the meaning of these functions. For example, he experiences addition as the putting together of two quantities that results in the production of a larger quantity and multiplication as a special addition in that it is the putting together of quantities that are all the same.The working in groups appeals to his need to interact socially at this age in sharp contrast to the solitary approach of the traditional ‘worksheet’. The Montessori approach results in the concepts being fully understood at a time when it is easy for the child to understand as long as the ideas are presented to him through the manipulation of concrete materials. By the time the children are six years old they have a solid knowledge of mathematics that will stand them in good stead not only for further study, but also for many other aspects of everyday life

Empedocles essays

Empedocles essays Empedocles was a major Greek philosopher. This man was born in Agrigentum, Sicily, in 490? - 430 BC. He was not only a philosopher but a statesman, poet, and knowledge of natural history and medicine. After his father's death he extended his career in politics. He favored the democratic side and had many fellow citizens support him. He then obtained royal positions in Agrigentum. He was offered the crown but rumor has it that he refused. His study was a combination of scientific study and mystical religion of the Orphic type. Differing from Pythagoras, he focused on medicine instead of mathematics. The skill that he possessed in medicine and natural philosophy allowed him to perform many wonders. He pretended to drive away noxious winds from his country and put a stop to epidemic diseases. He has also been said to have restored a woman to life who had lain breathless thirty days and to have done many other things, equally astonishing. Empedocless poetic talent was based on nature. One of his famous poems was Peri Phuseos. The death of this notable philosopher is unknown, but according to the common account he has said to have thrown himself into the burning crater of Aetna and might afterwards pass as a god. This story was told by Strabo and other fictitious writers. According to Aristotle he died at the age of sixty. Empedocless philosophy was based on the extant fragments of his poems on nature and purification. He said that all things are composed of four primary elements: earth, air, fire, and water. There are two active and opposing forces, love and hate (affinity and antipathy), act upon these elements. These forces combine and separate the elements into infinitely varied forms. According to Empedocles, his view points are that reality is cyclical. At the beginning of the cycle, the four elements are bound together by the principle of love. When hate penetrates the cycle, the elem ...

The Influence of Puritanism

The Influence of Puritanism Free Online Research Papers Taking into account the definition of Puritanism given by the Oxford Advanced Learner’s Dictionary, it is â€Å"the beliefs and practices of the Puritans†. Therefore, a definition of Puritan is needed, and given by the same source it is â€Å"a person who has very strict moral attitudes and who thinks that pleasure is bad†. Puritans was the name given in the 16th century to a part of Protestants with the Church of England, who wanted to purify their national church. However, in the 17th century some Puritans separated from the Church of England. Many of these Puritans were Calvinists, who had intense theological convictions. Among other things, Puritans believed in the absolute sovereignty of God; in the total immorality of men (which was due to the concept of Original Sin); in the divine revelation; and in predestination, which means that personal salvation was dependent upon God, since He saves those He wishes. Furthermore, as they held that they had a direct relationship with God, no mediators were needed; this is the reason why they wanted the abolition of bishops. Finally, the beyond or the after life was something they strongly believed in. Puritans were here to work hard and not to have fun. So much so that they would not enjoy life on earth as much as they would enjoy life in the beyond. Having been born in a Calvinist family, this term of beyond appears in most of all Emily Dickinson’s poems. This approach to religion held that men were inherently sinful and most human were predestined to hell; nevertheless a small number would be saved only if they proclaimed their faith in Jesus Christ as the true savior. However, the works and influences of Emerson and other poets opened up in her spiritual ideas further than the strict Calvinism. Apart from Puritanism, she was also influenced by Transcendentalism; she opposed the idea of God as influencing her every move and thus governing her thoughts and beliefs towards her life. In addition, Transcendentalists believed in the union with the over-soul. Consequently, the influence of Puritanism -taking into account her father being a Calvinist, and thus his persuasion upon her- will be analyzed here. To accomplish this aim, â€Å"There’s a certain slant of light†, â€Å"I felt a funeral in my brain† and â€Å"The soul selects her own society† will be taken into consideration. To start with, in the first poem, â€Å"There’s a certain slant of light†, two features of Puritanism appear explicitly: the divine revelation and the existence of a beyond. The slant of light which she mentions is sent from above and has a purpose (â€Å"An imperial affliction/Sent us of the air†); it symbolizes the little knowledge she possesses in life. As a result, the beyond exists and it is something which contains the whole knowledge she will acquire when she dies. This slant of light brings meanings about Life and Death (which belong to the beyond), but it is just a representation of them, of the whole knowledge she will gain in the beyond. She will only have a full light when she dies. What is more, what is very oppressing for her is the fact that the disappearance of the slant of light makes her realize that she is not death yet (â€Å"When it goes,  ´t is like the distance/On the book of Death†). She will have to wait to get all the knowledge, which is only provided in the beyond. The second poem taken into consideration, â€Å"I felt a funeral in my brain†, relates to her funeral and how she approaches the beyond. To my way of thinking, it could be seen as the second part of the first poem, because she describes that she is dead and that she will gain the whole knowledge because she is entering the beyond. Once more, the beyond appears here as something beloved, as death is liberation of the limitations of life; instead of just seeing the slant of light, she will see the whole light. Now she will understand life –which is a mystery-, since in life she was ignorant. This idea can be seen in the last stanza: â€Å"And then a plank in reason broke,/And I dropped down and down-/And hit a world, at every plunge,/And finished knowing-then†. Finally, in the last poem chosen for this analysis, â€Å"The soul selects her own society†, not only does the beyond become evident again, but also the idea that the soul has previous knowledge, which in fact can be related to the belief of predestination. Consistent with the Puritan thinking, predestination is one of their core beliefs. This goes hand with hand with the absence of free will. In this poem, the soul possesses some previous knowledge which facilitates her to choose her own society (which can be an ideal, a religion, a lover, among other things), and after doing this the soul closes her doors to the rest options. Moreover, the beyond emerges one more time. This concept does not only mean the idea of an after life, but also of a â€Å"before life†. Before she is born, her soul already possesses knowledge, which is decreased when she is in fact living, although she is always receiving â€Å"slants of light†. Afterwards, the beyond appears another tim e in the after life, when she dies. Though, the idea of predestination is stronger here than the idea of the beyond. As mentioned before, the soul has got some previous knowledge that will not change; God had already decided that He will save that person. The first stanza â€Å"The soul selects her own society,/Then shuts the door;/On her divine majority/Obtrude no more† is a clear example of how this previous knowledge is a tool to choose the best option and hence, not to change her mind. For the above mentioned reasons, the beyond is an important characteristic of the Puritan thought. Most of Dickinson’s poems are related to the beyond, and how desirable and pleasing will be to be able to have complete knowledge of Life and Death. The oppressing fraction is the between, the part in which she is alive and she simply has little knowledge. Death is not seen as something unwilling to reach; on the contrary, is something that brings satisfaction and fulfillment since she is no longer ignorant; it is merely in the beyond where she owns comprehension and understanding of everything. Research Papers on The Influence of PuritanismComparison: Letter from Birmingham and CritoAnalysis Of A Cosmetics AdvertisementCanaanite Influence on the Early Israelite ReligionAssess the importance of Nationalism 1815-1850 EuropeInfluences of Socio-Economic Status of Married MalesMind TravelThree Concepts of Psychodynamic19 Century Society: A Deeply Divided EraThe Masque of the Red Death Room meaningsEffects of Television Violence on Children

Hydraulic conductivity Coursework Example | Topics and Well Written Essays - 2000 words

Hydraulic conductivity - Coursework Example This paper will define hydraulic conductivity and discuss the properties or the states that affect the levels of hydraulic conductivity. Further, the paper will explore the importance of hydraulic conductivity and the methods used for the determination of hydraulic conductivity using empirical-based, field-based and lab-based approaches. The properties and the states that affect hydraulic conductivity The first property is the compaction conditions of the soil or the rock materials, where the difference in hydraulic conductivity depends on the contours of initial saturation. The zones of initial saturation are computed using the following equation: (Brauns, Bieberstein & Reith, 2003) Under the equation, â€Å"w is the molding water level; yd is the weight of the dry unit of the soil, yw is the (per-unit) weight of water, and Gs is the particular gravitational level of solids† (Brauns, Bieberstein & Reith, 2003). Defining the water levels in the combination and the weight of th e dry unit matches the hydraulic conductivity. The second determinant of hydraulic conductivity is index properties, which is marked by the composition of the soil or the rock material in question. ... d of larger particles, which are ordinarily less likely to be closely compacted into double layers, levels of hydraulic conductivity are lower (Beckie & Harvey, 2002). The third factor is the atterberg limits of the materials at the given area, where hydraulic conductivity should take place. In general, hydraulic conductivity reduces where there is an increase in the plasticity index and the liquid limit. This is the case, because plastic index and liquid limit are directly connected to the mineralogy of the soil, clay or the rock material in question. Sometimes, an increase in the clay content of a soil or rocky material or the presence of more active minerals of clay leads to a reduction in the size of microscale pores (Deb & Shukla, 2012). These microscale pores are the ones that determine the flow of water in the compacted wet lines of the soil or the rocky materials. This factor implies that soils with higher plasticity index and liquid limits will contain more clay content or a ctive clay minerals, and will characteristically have lower levels of hydraulic conductivity (Ganjian et al., 2006). Also, the particle size distribution of materials influences the hydraulic conductivity of the given material. This means that an increase in the percentage level of the fine particles contained in a unit area of the material causes a decrease in the hydraulic conductivity of the material. For example, soils with high levels of fine clay tend to have lower conductivity levels (Deb & Shukla, 2012). Why hydraulic conductivity is so important Hydraulic conductivity is used for different roles, including the development of engineering models entailing the use of geotechnical designing. Under this use, hydraulic conductivity is necessary for the determination of retaining

Healthcare Policy & Management Project - Mothers Room and ADA Research Paper

Healthcare Policy & Management Project - Mothers Room and ADA Compliant Bathrooms - Research Paper Example passed specific structural needs to enhance the accessibility of the people and provided an enhanced level of support to the employees particularly for mother workers and the employees with disability. This project involves developing a plan to provide Mothers (Lactation Aid) Room in The Company’s global headquarters located in New York City to provide private rooms for new mothers who wish to continue breastfeeding after returning to work. The policies will be designed in accordance with the workplace breastfeeding support provision in the Patient and Protection and Affordable Care Act (Section 4207) and the guidelines established by the Department of Labor, Fair Labor Standards Act (FLSA). According to Murtagh & Moulton (2011) the requirement for a workplace that supports the different needs of the employees is extremely important in the present day context. Angeletti (2009) noted that there has been a primary need for lactation rooms in the workplace for breast-feeding working mothers. Mensah (2011) further mentions that owing to the fact that the child bearing ages and the employable years of a women’s life is suffering and thus the employers should be providing them with additional support to maintain their work life balance (Tsai, 2013). Department of Labor (2010) articulated that the new policies have been reframed in order to enhance better support to the working mothers. The companies are reframing their policies in order to enhance their structural support to the new mothers to provide care for their babies and enhance their work life balance (York, 2008). The companies need to efficiently handle their structural development to provide with the lactation rooms. This would enhance the new mother’s confidence to join back office post delivery (CDC, 2004). Furthermore, it would also help the working mothers to enhance their balance between professional and personal life. Lleras (2008) further stated that the number of working women has increased in

Poem Assignment Analysis or Character Example | Topics and Well Written Essays - 1000 words

Poem Analysis or Character - Assignment Example He yearns for the freedom of his earlier life. His lust for wandering is not yet over and he wants to roam the world with his old mariners. Although he is now back in his own kingdom with his wife and son he is still feeling restless and depressed. The poem brings out the agony of his heart as well as his indomitable spirit.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  The contentment of domestic life is not for a man like Ulysses who is a traveler at heart and by soul. He misses his eventful past life and regrets that he has to now â€Å"mete and dole/Unequal laws unto a savage race,† (Tennyson, 1090, line3). Ulysses’ age is not a barrier to him. His soul still yearns for fresh adventures -â€Å"Come, my friends,/  Tis not too late to seek a newer world.† (Tennyson, 1091, line56) Some of the lines in this poem are enjambed. This means that the sentences often end in the middle rather than the end of the lines. Also the thought expressed in the line does not end with the li ne break-up -  Ã¢â‚¬Å"I cannot rest from travel: I will drink  / Life to the lees: all times I have enjoyed† (Tennyson, 1090, line6) Here the poet expresses different thoughts in different sections of the poem. Initially we see legendary warrior who has returned home and finds the daily routine of life boring and mundane. His yearning for fresh adventures comes through in nearly every line. His aged wife gets mentioned only in two lines of the poem. Likewise he does not seem to have any attachment towards the subjects he governs. His attention is focused only on traveling with his old companions in search of fresh adventures.     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ulysses thinks his son Telemachus shall be a prudent king. Telemachus will inherit the throne from his father and govern Ithaca. As for himself Ulysses only wants to venture out in search of a new world- â€Å"Come, my friends/Tis not too late to seek a newer world.† (Tennyson, 1091, line57) Ulysses is we ll aware of the risks involved but this does not deter him. Neither old age nor the fear of death frightens this old warrior. Instead he exhorts his mariners to come with him on one last voyage. This poem also makes a statement about defying death and old age. Although death is inevitable we should not allow the fear of death to stop us from reaching our goal. A man should have the courage to live for the moment. Thus we might say this poem is an allegory about mortality. This idea is expressed vividly in the following lines:-   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   â€Å" We are not now that strength which in the old days     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Moved earth and heaven; that which we are, we are,     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  One equal-temper of heroic he arts,     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Made weak by time and fate, but strong in will     Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  To strive, to seek, to find, and not to yield.† (Tennyson, 1091, line66) Thus the feelings of the poet are similar to the sentiments expressed by Ulysses when he tells his men â€Å"To strive, to seek, to find, and not to yield.† (Tennyson, 1091, line70) It is the indomitable courage of Ulysses that appeals to the poet and which finds expression in this poem. It is this fearlessness, which is an integral part of Ulysses’s character. The Ulysses we find in this poem cannot be called a perfect hero. There are several flaws in his character. Perhaps these imperfections make him more

The arms race and the naval race Essay Example for Free

The arms race and the naval race Essay There were few valid reasons for the start of WW1. The reasons I am about to explain to you are IMPERIALISM, MILITARISM and ALLIANCES. WW1 started because the greed of other countries. Imperialism started to be a big factor in 1848 because a new, very big and very strong country called Germany was made. It was made up of Prussia, Oldenburg, Schaunburg-Lippe, Mecklenburg-sterhitz, Hessen, Hohenzollern and Waldeck. A few days after they became Germany, they attacked France and conquered some of their land (Alsace and Lorraine). This is just one example showing that Germany want to become stronger and bigger than they were before. The Russian empire controlled Poland which showed they were making a advance to get a port at sea so the could have a use for their ships that they have built (dreadnoughts). Also the Ottoman Empire was decreasing fast so they would also want to gain some land back. The arms race and the naval race were also a great long term cause of WW1. As one country increased its armies, so all the others felt obliged to increase their armed forces to keep the balance of power. The arms race was clearly being won by Germany with 8.5 million men in 7 years, that is 4.1 million more than Russia, who is in second place. On the whole though, the triple entente (Russia, France and Britain) had more arms than the triple alliance (Italy, Germany and Austro-Hungary). The naval race, although, was won clearly by Britain with 29 dreadnoughts and 9 warships while Germany had 17 dreadnoughts and 7 warships. Great Britain felt threatened by Germany for their sudden manufacturing of dreadnoughts because they could now takeover colonies that England have, so England made a alliance with Japan in 1904 so the pacific sea was taken care off. Alliances were one of the main causes of WW1. There were two main alliances one was the triple Entente ( England, France and Russia) and the other was the triple alliance ( Germany, Austro-Hungary and Italy). When Franz Ferdinand, the archduke of Austro-Hungary was assassinated by the BLACK HAND organization they wanted to attack Serbia, but Russia had a alliance with Serbia and vowed to defend them if Austro-Hungary made a move. If they did make a move though, Germany was in an alliance with Austro-Hungary, and also vowed to defend them if Russia attacked. If Germany attacked Russia however, France would defend Russia because they were in an alliance. This was the main reason that WW1 started, turning from a argument between two countries and turning into a war within the whole of Europe, including the USA.

Death is a New Beginning Essay -- Literary Analysis, Emily Dickinson

Death is a New Beginning Death is like two paths on a trail. Some see it as the end of the road while others see it as a beginning of a new adventure. In the poems â€Å"Because I Could Not Stop for Death† by Emily Dickinson and â€Å"Crossing the Bar† by Alfred Lord Tennyson, both authors choose to view death as a new journey rather than an ending. In the poem, â€Å"Because I Could Not Stop for Death† the author portrays the expedition of death as a gentle carriage ride throughout the entire poem where â€Å"Death† is personified as a gentleman caller and Immortality acts as the speakers chaperone on this voyage. The carriage takes the speaker on a ride from her childhood to her grave and beyond. Similarly, in â€Å"Crossing the Bar† Tennyson describes death as a journey through picturing death as a ride out to sea. Through choice of image both authors portray their vision that death is a journey and that death should not be feared. Finally, though death is not to be f eared, both speakers regard it from very different points of view. The person speaking in Tennyson’s poem is still alive; he is an old man waiting to die. In contrast, Dickinson’s speaker is a young woman who is surprised by death. In short, death is for both seen as an exciting new adventure. The first instance where it is evident that the authors are of the opinion that death should not be feared but rather to embrace the expedition is proven by the ways in which both authors use diction. In the first poem â€Å"Because I Could Not Stop for Death† the poem talks about the gentle ride that the person is experiencing. ...w he will be â€Å"putting out to sea†. In sum, each different speaker has their own respective point of view on dying such as Dickinson’s character did not know that death was going to come so soon. In contrary, Tennyson’s character was very aware that his time was on earth coming to an end. Although both authors have different points of view, both authors feel the same about death, as they both see death as a new expedition. In Conclusion, death is seen for both a new expedition. Dickinson’s voyage is going on a carriage ride with Death and Immortality guiding her to â€Å"eternity†. Tennyson’s adventure however is represented through crossing the sandbar into the large ocean. These poems are both reassuring and comforting for the readers to help themselves understand that death should not be feared but rather to think of death as a new beginning rather than an ending.

Human History Essays -- Informative, Civilizations

God began His greatest work of creation. When God said, "Let us make man in our image, in our likeness, and let them rule over the fish of the sea and the birds of the air, over the livestock, over all the earth, and over all the creatures that move along the ground"(Genesis 1:26). As with the story of Adam and Eve in the Hebrew Bible, their goal was to define the moral principles that people thought should govern their dealing with the supernatural world, with each other, and with the rest of nature (Bulliet, â€Å"et al.† p.5). Evidences began to accumulate that human being had quite different origins somewhere in the nineteenth century. How can anyone believe in evolution, how could they think that it was possible for humanity to exist after being evolved from apes? To believe that this statement is true is to also believe that God was an ape too if we were created in his image. Evidences has also point out discoveries found of humans living in other part of the continents by their paintings and engravings on stone from thousands of years early. Migrations from Africa early humans first expanded their range in eastern and southern Africa. They ventured out of Africa. This also points out that this new species displaced older human populations, such as the Neanderthals in Europe, and penetrated for the first time into the Americas, Australia, and the Arctic. People would have been able to cross a land bridge from northeastern Asia in to North America, perhaps beginning around 18,000 B.C.E. some scholar date it earlier or later (Bulliet, â€Å"et al† p.9). It is believe that some early colonizer of the Americas may also have come by boat along the Pacific coast. Some of these early colonizers of the Americas have migrated southwa... ... his crew of ninety men â€Å"departed Friday the third day of august of the year 1492† toward â€Å"the regions of India.† However, there was this question, â€Å"Is the world flat?† Which bring up another question â€Å"What is holding the world up?† And one man quest to find out the answer. The meaning of human history is to realize the purposes of God to make a paradise on earth, to prepare a people for a life in community with a loving and holy God and for all humanity to know who He is. Nevertheless, if Columbus had not decided to taken this voyage one of the consequences would be people of the New World would have been left without the potential knowledge of Christianity and what they needed to know for their salvation. Indians and all other people were converted to the faith of Jesus Christ by the preaching of the word of God and by the example of good and holy living.

Isolation of Crude Acetaminophen Essay

After first isolation of crude acetaminophen, 1.22g of light, brown shiny, fine Crestline solid emulated, which demonstrated slight less than 0.030g of product was lost from original 0.150g of p-aminophenol. The melting point range of crude acetaminophen ranged from 166.8-167.6 °C, when compare to the known melting point of pure acetaminophen which ranged from 169.5-171 °C, is slightly depressed. After decolonization of crude acetaminophen 0.060g of a very light tan/pink almost white, fine, shiny crystalline purified acetaminophen was recovered. Significant amount was lost; slightly over half was lost from 0.122g crude acetaminophen. Purified acetaminophen resulted in a much lighter coloration than the crude acetaminophen. Purified acetaminophen was slightly light tan/pink nearly white, whereas crude acetaminophen was light brown. After crystallization of acetaminophen, 0.028g of whiter, shiny, fine crystals resulted with no apparent odor. Slightly less than half of product was l ost from 0.060g purified acetaminophen that was crystallized and about 0.122g was lost from the original 0.150g of p-aminophenol started with. The melting point range of the crystallized acetaminophen (166.1-169.8  °C when compared to the known melting point range of pure acetaminophen at 169.5-171 °C is clearly depressed and elongated. 169.5-171 °C Calculations: % yield of crude product: x = 0.207g crude acetaminophen x 100 = 58.7% % yield of crystallized (final) product x = 0.207g crude acetaminophen x 100 = 13.5% Observations: Weigh out about 0.150g p-aminophenol and place this in a %ml conical vial. Note: some amount of product was lost do to spillage. .150g weighted out; p-aminophenol is a dark purple powder containing few small grains. Using pipette, add 0.450ml of water and 0.165ml of acetic anhydride. About 450ml and 0.165ml of water and acetic anhydride weighted out. Addition of water formed dark purple viscous mixture; most p-aminophenol dissolved. Addition of acetic anhydride to the mixture produced a dark brown mixture brown precipitate seemed to have formed at the bottom of the vial. Heat the reaction with an alumina block at about 120 °C while stirring gently. After solid precipitate has completely dissolved heat for an addition 20 minutes. Remove vial from heat and allow cooling. Once cool remove the spin vane and air condenser from the conical vial and let cool to room temperature. Once safe to touch put the mixture in an ice bath for 15-20 minutes allowing for crystallization. Collect crystals through vacuuming through Hirsch funnel for 5-10 minutes allowing for air to go through. Once dry add weight the crude product and do melting point range test 166.8-167.6 °C compared to the know melting point range of 169.5-171 °C. Dissolve 0.2g of sodium Dithionite in 1.5ml of water in a 5ml conical vial. Weight out about 0.204g of sodium dithionite, a grey- white solid powder, add the crude product to the vial and heat up the mixture at about 100 °C for 15 minutes. After heating the crude product completely dissolved producing a light tan translucent solution. Note: spillage occurred when transferring crude product into conical vial. Cool mixture in an ice bath for about 10 minutes. Collection of crystals are done by vacuuming with the Hirsch funnel, once dry weight the purified acetaminophen 0.060g resulted. The purified acetaminophen resulted in a much lighter coloration than the crude. Place purified acetaminophen in a craig tube. Crystallize the material from a solvent mixture composed of 50% water 50% methanol by volume. Set up the Craig tube apparatus described in technique 11, section11.4. Add drops of hot solvent until solid is dissolved. When product has dissolved, place the Craig tube  into a 10ml Erlenmeyer flask, insert the inner plug of the Craig tube and allow solution to cool. Place in ice bath for several minutes to allow acetaminophen to crystallize. After crystallization has occurred collect crystals using apparatus shown in technique 8 figure 8.11, place assembly in centrifuge for several minutes collect crystals on watch glass weight it at 0.028g and find the melting point range of 166.1-169.8 °C. Questions: 1. Most compounds have lower solubility’s at lower temperatures. You can obtain more product y crystallization at lower temperature. 3. Product can be lost through Hirsch funnel if over washed. 4. x = 0..180g crude acetaminophen x = 0.00119g mol acetaminophen 6. Discussion: Through the main reaction between 0.150g of p-aminophenol with acetic anhydride, 0.122g of crude acetaminophen was produced along with some acetic acid. This indicates a 58.7 percent yield of crude acetaminophen. This is a fair percent yield considering a slight amount of p-aminophenol was lost due to spillage in the transferring process into conical vail and slight amount of crude acetaminophen was lost when trying to remove crystallized crude acetaminophen from conical vial. Percent yield is 58.7% indicating loss of reactants or spillage of products. There is possible error when performing suction filtration; too much washing of product can cause product to fall through filter ultimately decreasing overall percent yield. also overheating may have caused a loss of product; some of the product may have been splattered out of the reaction vessel when heating. 1005 yield would mean that one has carried out the lab activities perfectly producing the predicted amount of product. Given the 58.7% yield actually obtained, it is evident that experimental procedures be accurately followed for further improvement. It is in the transferring process of  p-aminophenol to a 5mL conical vial. Where error is most critical and product can be readily lost. After decolorization process, 0.060g of decolorized/purified acetaminophen was obtained indicating a significant loss of product. Prior to decolorization process, 0.122g of crude acetaminophen solid was present, meaning half of product was lost in the decolorization process. It is important to note that a significant amount of product was lost due to spillage when transferring crude acetaminophen into conical vial to decolorization. Error may also be present if mixture is overheated and product is evaporated off. After crystallization process of purified acetaminophen, 0.028g of white final acetaminophen resulted indicating a 13.5% yield. this is a poor percent yield. this indicates slightly less than half of 0.060g of purified acetaminophen was lost. Such a low percent yield can be attributed to the loss of product throughout the crystallization process. It is important o note that a significant amount of product was lost within supernatant after centrifugation, also, product was lost when trying to remove product from Craig tube and plug. Purity of final product of acetaminophen was tested through qualitative observation of coloration and by comparing obtained melting point ranges of crude and final acetaminophen to the literature melting point range of pure acetaminophen. Because crude solid acetaminophen contains dark impurities carried along with p-aminophenol we can qualitatively compare the level of impurity before and after decolorization. As for the second test for impurity, the melting point range of the crude acetaminophen, 166.8-167.6 °C is slightly depressed when compared to the known melting point range of pure acetaminophen 169.5-171 °C. Crude acetaminophen melting point range is depressed by 2.7 °C. A difference of less than 5 °C indicates a good melting point range was obtained for crude acetaminophen this indicating a minimal amount of impurity present. The melting point range of final crystallized acetaminophen, 166.1-169.8 °C is slightly depressed and elongated when compared to the known me lting point range of pure acetaminophen 169.5-171 °C. It is depressed by 3.4 °C and elongated by 2.2 °C. A difference of less than 5 °C indicates a good melting point range was obtained, though impurities may still be present. When crystals are isolated by filtration from a solvent, it is important to allow complete drying/evaporation of the solvent in order to minimize impurities and get a good melting range. Residual solvent may also function as an impurity and will depress/broaden the melting range for acetaminophen. When two chemicals are mixed, side reactions may take place and produce by-products which can serve as impurities ultimately lowering and elongating the melting point range. For further reference, one must meticulously carry out experimental procedures to ensure that neither reactants nor product is lost and higher percent yield is obtained.